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American Financial Group is a Cincinnati-based specialty property & casualty insurer that operates through the Great American Insurance Group — writing niche commercial cover (trucking, crop, workers' comp, surety, executive liability) rather than mass-market auto or home. It collects ~$7.1B of premiums, invests the float, and after selling its annuity business to MassMutual in 2021 is now a pure-play specialty P&C underwriter run by the founding Lindner family.

What American Financial Group, Inc. really sells

American Financial Group is a Cincinnati-based specialty property & casualty insurer that operates through the Great American Insurance Group — writing niche commercial cover (trucking, crop, workers' comp, surety, executive liability) rather than mass-market auto or home. It collects ~$7.1B of premiums, invests the float, and after selling its annuity business to MassMutual in 2021 is now a pure-play specialty P&C underwriter run by the founding Lindner family.

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