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First American is one of the four giants of US title insurance — the quiet cover that guarantees a home's ownership is clean before a sale can close. It underwrites title policies, runs the escrow and settlement that move the money, and sits on a huge database of property records. Because almost every mortgage requires a title policy, First American's fortunes rise and fall with the housing market: FY2024 revenue was $6.1B, but net income of just $131M shows how a slow real-estate year and investment mark-downs squeeze the bottom line.

What First American Financial Corporation really sells

First American is one of the four giants of US title insurance — the quiet cover that guarantees a home's ownership is clean before a sale can close. It underwrites title policies, runs the escrow and settlement that move the money, and sits on a huge database of property records. Because almost every mortgage requires a title policy, First American's fortunes rise and fall with the housing market: FY2024 revenue was $6.1B, but net income of just $131M shows how a slow real-estate year and investment mark-downs squeeze the bottom line.

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