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First Financial Bankshares, Inc.
FFIN · NASDAQFinancials
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Company details
Market cap
$5.2B
P/E ratio
21×
Div yield
2.1%
EPS (TTM)
$1.72
Profit margin
42%
Rev. growth
+9%
Total assets
$15.5B
Net income
$254M
In plain English
First Financial Bankshares is one of Texas's most profitable community banks — a 130-year-old Abilene holding company whose single bank, First Financial Bank N.A., gathers low-cost deposits across ~79 Texas locations and lends them back to households, businesses, ranchers and energy borrowers, while its trust arm manages billions for Texas families. Famed for conservative underwriting and a large bond portfolio, it earns a ~40% net margin and has raised its dividend for decades.
In simple terms
What First Financial Bankshares, Inc. really sells
First Financial Bankshares is one of Texas's most profitable community banks — a 130-year-old Abilene holding company whose single bank, First Financial Bank N.A., gathers low-cost deposits across ~79 Texas locations and lends them back to households, businesses, ranchers and energy borrowers, while its trust arm manages billions for Texas families. Famed for conservative underwriting and a large bond portfolio, it earns a ~40% net margin and has raised its dividend for decades.
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