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Flagstar Financial, Inc.
FLG · NYSEFinancials
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Company details
Market cap
$5.3B
Total assets
$97B
Total deposits
$76B
Loans (HFI)
$68B
Net income (2024)
-$1.1B
Net interest margin
1.8%
CET1 ratio
11.9%
Div yield
0.3%
In plain English
Flagstar Financial is the regional bank formerly known as New York Community Bancorp — one of the largest US lenders on apartment buildings, especially New York's rent-regulated ones. A 2022 merger with Flagstar Bancorp and a 2023 grab of failed Signature Bank pushed it past $100B in assets; then a 2024 crisis over commercial-real-estate losses forced a dividend cut and a $1.05B rescue led by Steven Mnuchin's Liberty Strategic Capital. It is now shrinking its property loans, building a commercial bank, and rebuilding trust.
In simple terms
What Flagstar Financial, Inc. really sells
Flagstar Financial is the regional bank formerly known as New York Community Bancorp — one of the largest US lenders on apartment buildings, especially New York's rent-regulated ones. A 2022 merger with Flagstar Bancorp and a 2023 grab of failed Signature Bank pushed it past $100B in assets; then a 2024 crisis over commercial-real-estate losses forced a dividend cut and a $1.05B rescue led by Steven Mnuchin's Liberty Strategic Capital. It is now shrinking its property loans, building a commercial bank, and rebuilding trust.
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Risk read
SteadierMore speculative
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