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Raw inputs
Equipment
Foundry
Chip design
Software
AI demand
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Company details
Market cap
$5.5B
P/E ratio
10×
Div yield
2.9%
EPS (2025)
$1.56
Profit margin
31%
Rev. growth
record
Revenue
$1.8B
Total assets
$50B
In plain English
F.N.B. Corporation is the Pittsburgh-based holding company behind First National Bank of Pennsylvania — a super-regional bank with ~$50B in assets and 350+ branches across seven states and Washington, DC. It makes most of its money the classic way: taking in ~$39B of low-cost deposits and lending them back out as commercial, mortgage and consumer loans, earning the spread (net interest income was ~79% of 2025 revenue), topped up by fee businesses in wealth, insurance, capital markets and payments.
In simple terms
What F.N.B. Corporation really sells
F.N.B. Corporation is the Pittsburgh-based holding company behind First National Bank of Pennsylvania — a super-regional bank with ~$50B in assets and 350+ branches across seven states and Washington, DC. It makes most of its money the classic way: taking in ~$39B of low-cost deposits and lending them back out as commercial, mortgage and consumer loans, earning the spread (net interest income was ~79% of 2025 revenue), topped up by fee businesses in wealth, insurance, capital markets and payments.
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