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Fidelity National Financial, Inc.
FNF · NYSEFinancials
The economic chain
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Raw inputs
Equipment
Foundry
Chip design
Software
AI demand
Premiums &capitalthe money flowing inBrokers &distributionwho places the coverInsurerswho carries the riskReinsuranceinsuring the insurersClaims,payouts &…where the money goesPolicyholderswho is protectedRCReal-estate closingsA&LPAnnuity & life premiumsLENMortgage lenders & realtorsAGTIndependent title agentsIMOIMOs, banks & broker-dealersFNFFidelity National FinancialFAFFirst AmericanORIOld RepublicSTCStewart Information ServicesFREF&G / Blackstone reinsurerREThird-party reinsurersTC&ETitle claims & escrow opsIP(Investment portfolio (Blackstone)YOUHomeowners & buyersCRECommercial real estateRETRetirees & savers
Company details
Market cap
$14B
P/E ratio
14×
Div yield
3.7%
EPS (TTM)
$4.60
Net margin
9%
Rev. growth
+16%
Revenue
$13.7B
US title share
~27%
In plain English
FNF is the largest title-insurance company in the US — it insures that the seller of a home or building actually owns it, and runs the escrow that closes the deal. Roughly one in four US property transactions runs through its Fidelity National Title, Chicago Title and Commonwealth brands. On top of that title engine it owns ~85% of F&G, a fast-growing fixed-annuity and life insurer that turns retirees' savings into invested 'float' managed largely by Blackstone.
In simple terms
What Fidelity National Financial, Inc. really sells
FNF is the largest title-insurance company in the US — it insures that the seller of a home or building actually owns it, and runs the escrow that closes the deal. Roughly one in four US property transactions runs through its Fidelity National Title, Chicago Title and Commonwealth brands. On top of that title engine it owns ~85% of F&G, a fast-growing fixed-annuity and life insurer that turns retirees' savings into invested 'float' managed largely by Blackstone.
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Risk read
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