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Guidewire Software, Inc.
GWRE · NYSESoftware
The economic chain
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Raw inputs
Equipment
Foundry
Chip design
Software
AI demand
Cloud &computewhere the software runsRisk data &analyticsthe signal insurers price…AI & modelspredictive + generativeGuidewireCloud Platformthe cloud Guidewire runsProductsInsuranceSuite modulesDelivery &integratorswho deploys itP&C insurerswho pays the subscriptionAWSAmazon Web ServicesHHHazardHubCYCyenceAIAI & ML modelsGWGuidewireISInsuranceSuiteDCDuck CreekSPNSSapiensMJMajescoSISystem integratorsNWNationwideZURZurich InsuranceAVAvivaAXAAXAFRMFarmers InsuranceTMTokio MarineDLGDirect Line Group+ hundreds of carriers
Company details
Market cap
$9B
P/E ratio
58×
Div yield
EPS (TTM)
$1.86
Profit margin
12%
Rev. growth
+23%
Revenue
$1.2B
Free cash flow
$250M
In plain English
Guidewire builds the core software — policy administration, billing and claims — that property-and-casualty (P&C) insurers run their business on. Its InsuranceSuite is the system of record for hundreds of carriers worldwide, from Zurich and Aviva to Nationwide. Guidewire is now migrating those insurers off on-premise licenses onto Guidewire Cloud, a SaaS that runs on AWS — which is why subscription is its largest and fastest-growing revenue line.
In simple terms
What Guidewire Software, Inc. really sells
Guidewire builds the core software — policy administration, billing and claims — that property-and-casualty (P&C) insurers run their business on. Its InsuranceSuite is the system of record for hundreds of carriers worldwide, from Zurich and Aviva to Nationwide. Guidewire is now migrating those insurers off on-premise licenses onto Guidewire Cloud, a SaaS that runs on AWS — which is why subscription is its largest and fastest-growing revenue line.
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