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HealthEquity is the largest US custodian of Health Savings Accounts — it holds ~$36.5B of members' tax-advantaged health money across 10.6M HSAs and administers 17.8M total accounts. It makes money three ways: service fees from employers, interchange when members swipe their HSA Visa card, and — its biggest and fastest-growing line — the yield it earns on the $18B of HSA cash it places with partner banks.

What HealthEquity, Inc. really sells

HealthEquity is the largest US custodian of Health Savings Accounts — it holds ~$36.5B of members' tax-advantaged health money across 10.6M HSAs and administers 17.8M total accounts. It makes money three ways: service fees from employers, interchange when members swipe their HSA Visa card, and — its biggest and fastest-growing line — the yield it earns on the $18B of HSA cash it places with partner banks.

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