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Mastercard Incorporated
MA · NYSEFinancials
The economic chain
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Raw inputs
Equipment
Foundry
Chip design
Software
AI demand
Fundingsourceswhere the money comes fromNetworks &railscard networks, banks, reg…Wallets &platformsthe checkout button & ris…Gateways &brandsprocessors, P2P, remittan…Merchants &consumerswho pays & gets paidISSIssuing banksYOUCardholdersMAMastercardVVisaAXPAmerican ExpressNETMastercard NetworkVOCVocalinkACQAcquirers & processorsFIFiservRFRecorded FutureFINFintech partnersMERMerchants
Company details
Market cap
$428B
P/E ratio
35×
Div yield
0.6%
EPS (TTM)
$16.52
Profit margin
46%
Rev. growth
+16%
Revenue
$33B
Free cash flow
$13B
In plain English
Mastercard runs the world's #2 card network — the rails connecting thousands of issuing banks to ~150M merchant locations across 210+ countries. It never lends or issues cards itself; it charges a thin fee on every switched transaction, and increasingly sells value-added services (cyber, identity, data) that already make up ~38% of its $32.8B revenue and convert ~46% to net profit.
In simple terms
What Mastercard Incorporated really sells
Mastercard runs the world's #2 card network — the rails connecting thousands of issuing banks to ~150M merchant locations across 210+ countries. It never lends or issues cards itself; it charges a thin fee on every switched transaction, and increasingly sells value-added services (cyber, identity, data) that already make up ~38% of its $32.8B revenue and convert ~46% to net profit.
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Risk read
Moderate
SteadierMore speculative
Why this rating?