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UnitedHealth Group
UNH · NYSEHealthcare — Managed Care
The economic chain
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Raw inputs
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AI demand
Inputs &supplyDrugmakers, wholesalers,…Capital &regulationFunding, CMS, regulatorsPlans &servicesInsurance, PBM, care, dataPayers &distributionEmployers, governments, b…Members &patientsEnrollees, patients, prov…RxDrugmakersWHLDrug wholesalersHOSPHospitals & providersCMSCMS / Medicare & MedicaidUNHUnitedHealth GroupUHCUnitedHealthcareORxOptum RxOHtOptum HealthOInOptum InsightEMPEmployersGOVGovernmentsMBRMembers & patientsNETNetwork providers
Company details
Market cap
$365B
P/E ratio
~30×
Div yield
~2.2%
EPS (TTM)
~$13
Net margin
2.7%
Rev. growth
+12%
Revenue
$448B
Members
~50M
In plain English
UnitedHealth Group is the giant at the centre of the US health-money machine. One half, UnitedHealthcare, is the country's largest health insurer (~50M members); the other, Optum, is the world's largest health-services company — a pharmacy-benefit manager (Optum Rx), a network of doctors and clinics (Optum Health) and a data/analytics arm (Optum Insight, swollen by the ~$13B Change Healthcare deal). Premiums flow in from employers, governments and patients; the money pays providers, drugmakers and wholesalers — and much of it loops back through Optum.
In simple terms
What UnitedHealth Group really sells
UnitedHealth Group is the giant at the centre of the US health-money machine. One half, UnitedHealthcare, is the country's largest health insurer (~50M members); the other, Optum, is the world's largest health-services company — a pharmacy-benefit manager (Optum Rx), a network of doctors and clinics (Optum Health) and a data/analytics arm (Optum Insight, swollen by the ~$13B Change Healthcare deal). Premiums flow in from employers, governments and patients; the money pays providers, drugmakers and wholesalers — and much of it loops back through Optum.
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