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U.S. Bancorp
USB · NYSEBanks & Capital Markets
The economic chain
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AI demand
Fundingdeposits & capital inRules &oversightthe refereesInstitutionsbanks & money managersProducts &serviceswhat they sellMarkets &distributionwhere it changes handsBorrowers &investorswho pays & savesDEPDepositors & saversI&SInvestors & shareholdersWHLBond & wholesale fundingFEDFederal ReserveREGRegulators & deposit insuranceUSBU.S. BancorpL&MLoans & mortgagesC&DCCredit & debit cardsELVElavonW&AMWealth & asset managementB&DBBranches & digital bankingV&MRVisa & Mastercard railsCONConsumersBIZBusinesses & merchantsGOVGovernments
Company details
Market cap
$86B
P/E ratio
12×
Div yield
3.7%
EPS (Q1'26)
$1.18
Net income (2025)
$7.2B
Total assets
$695B
Deposits
$515B
Profit growth
+14%
In plain English
U.S. Bancorp is the parent of U.S. Bank — one of the largest US regional banks. It turns ~$515B of low-cost household and business deposits into mortgages, auto loans, business credit and credit cards, and runs an unusually large payments arm: Elavon, the fifth-largest US merchant acquirer, plus corporate and prepaid card processing. Its 2022 ~$8B purchase of MUFG's Union Bank gave it a big West Coast footprint.
In simple terms
What U.S. Bancorp really sells
U.S. Bancorp is the parent of U.S. Bank — one of the largest US regional banks. It turns ~$515B of low-cost household and business deposits into mortgages, auto loans, business credit and credit cards, and runs an unusually large payments arm: Elavon, the fifth-largest US merchant acquirer, plus corporate and prepaid card processing. Its 2022 ~$8B purchase of MUFG's Union Bank gave it a big West Coast footprint.
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Risk read
Moderate
SteadierMore speculative
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