—

Zions is a ~$89B-asset regional bank run as seven locally-branded affiliate banks — Zions Bank, Amegy, California Bank & Trust and four more — across 11 western states. Its core customer is the small and mid-sized business. About 78% of its ~$3.1B net revenue is net interest income (the spread on loans and securities over deposits); the rest is fees. It sits under a single national-bank charter regulated by the OCC.

What Zions Bancorporation, N.A. really sells

Zions is a ~$89B-asset regional bank run as seven locally-branded affiliate banks — Zions Bank, Amegy, California Bank & Trust and four more — across 11 western states. Its core customer is the small and mid-sized business. About 78% of its ~$3.1B net revenue is net interest income (the spread on loans and securities over deposits); the rest is fees. It sits under a single national-bank charter regulated by the OCC.

Tip · Click any company in the map to learn — in one sentence — what it actually does and why it matters.

Why this rating?